The Complete Guide to Roofing Services
Everything homeowners need to know about roof replacement, repairs, storm damage, costs, and working with trusted contractors.
What You'll Learn
Informational Guide Only
This guide is provided for educational and informational purposes only. LocalServicesMatcher is a lead generation and matching platform that connects consumers with independent service providers. We do not provide services directly, and the information here should not be considered professional advice. Service availability, pricing, methods, and results vary by provider. Always consult with licensed professionals for your specific situation.
Your roof is your home's first line of defense against the elements. Whether you're dealing with storm damage, a nagging leak, or simply an aging roof, making the right decisions can save you thousands of dollars.
This guide covers common roofing issues, how to decide between repair and replacement, detailed cost estimates, and how to avoid scams when hiring a roofer. When you're ready, LocalServicesMatcher connects you with vetted professionals in your area.
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Common Roofing Issues
Identifying problems early can prevent costly structural damage. Here are the most common issues homeowners face.
Storm & Hail Damage
Severe weather is a leading cause of roof failure. Hail can bruise shingles, leading to granular loss and leaks, while high winds can lift or tear shingles off completely.
Signs of Storm Damage:
- • Dents or "bruises" on shingles (hail)
- • Missing, creased, or lifted shingles (wind)
- • Granules collecting in gutters
- • Dented gutters, vents, or flashing
Roof Leaks
Water intrusion is serious. Even small leaks can cause rot, mold growth, and insulation damage. Leaks often occur around penetrations like chimneys, vents, and skylights.
Where to Check:
- • Around chimney flashing
- • Vent pipe boots (rubber seals crack over time)
- • Valleys where roof planes meet
- • Skylight seals
Aging Shingles
Asphalt shingles have a finite lifespan. As they age, they lose flexibility and their protective granular coating.
Warning Signs:
- • Curling or cupping edges
- • Cracking surfaces
- • Bald spots where granules are missing
- • Dark streaks (algae) or moss growth
Repair vs. Replacement
Not every problem requires a new roof. Use this guide to help decide the best course of action.
When to Repair
- Roof is less than 15 years old
- Damage is localized (e.g., one missing shingle)
- No underlying deck damage
- Most shingles are still flexible and flat
When to Replace
- Roof is over 20 years old
- Widespread damage or multiple leaks
- Shingles are brittle, curling, or cracking
- Sagging roof deck (structural issue)
Roofing Costs & Pricing
Roofing costs vary by material, roof size (measured in "squares" or 100 sq ft), pitch, and complexity.
Typical Project Costs
Factors Affecting Cost
- Pitch/Steepness: Steeper roofs require more safety gear and labor, increasing cost.
- Accessibility: Hard-to-reach roofs or multi-story homes cost more.
- Tear-off: Removing old layers adds labor and disposal fees ($1,000-$2,000+).
- Materials: Premium architectural shingles cost 20-30% more than 3-tab but last longer.
Choosing a Reputable Roofer
A quality installation is just as important as quality materials. Avoid "storm chasers" and choose established local pros.
Verify Licensing and Insurance
Roofing contractors should hold a state or local license. They must carry general liability insurance and workers' compensation. Ask for proof of insurance to protect yourself from liability if a worker is injured on your property.
Check Manufacturer Certifications
Top manufacturers (like GAF, Owens Corning, CertainTeed) certify contractors who meet strict standards. "Master" or "Platinum" status often allows them to offer superior extended warranties.
Get Detailed Written Estimates
Estimates should include: start/end dates, specific materials (brand/color), cleanup procedures, warranty details, and total cost. Never rely on a verbal quote or a "handshake deal."
Red Flags to Avoid
- • Door-to-door solicitors after a storm
- • Demanding large cash deposits upfront
- • Offering to "pay your deductible" (this is insurance fraud)
- • No local physical address
- • Pressure to sign a contract immediately
Frequently Asked Questions
Common questions about roofing, insurance, and maintenance.
How much does a new roof cost?
The average cost for an asphalt shingle roof replacement is between $5,000 and $12,000, depending on the home's size and pitch. Metal roofs typically range from $9,000 to $20,000+. Premium materials like slate or tile can cost significantly more. Always get 3 written estimates.
How do I know if I need a new roof?
Signs you need a replacement include: shingles that are curling, cracking, or missing; excessive granules in gutters; daylight showing through roof boards in the attic; sagging roof deck; or if the roof is over 20 years old (for asphalt shingles).
Does homeowners insurance cover roof replacement?
Insurance typically covers roof damage caused by sudden events like storms, hail, wind, or fallen trees. It usually does NOT cover damage resulting from age, wear and tear, or lack of maintenance. You'll need to pay your deductible before coverage kicks in.
How long does a roof replacement take?
Most residential roof replacements can be completed in 1-3 days, assuming favorable weather. Larger homes, complex rooflines, or significant structural repairs will take longer. Your contractor should provide a timeline before starting.
Can I layer a new roof over the old one?
While allowed by code in some areas (usually up to two layers), it's generally not recommended. Layering hides underlying issues like rot, adds significant weight to the structure, and often voids manufacturer warranties. A complete tear-off is the best practice.
What is the most durable roofing material?
Slate, tile, and metal roofs are the most durable, often lasting 50+ years. Architectural asphalt shingles are the most popular balance of durability and cost, typically lasting 25-30 years. Standard 3-tab shingles last about 15-20 years.
What should I do if my roof leaks?
Contain the water inside with buckets and move valuables. If safe, tarp the exterior area to prevent further damage. Call a professional roofer immediately. Do not attempt to walk on a wet roof. Document all damage for potential insurance claims.
What is LocalServicesMatcher's role in roofing services?
LocalServicesMatcher is a matching platform that connects homeowners with vetted, independent roofing contractors in their area. We do not provide roofing services directly. All work is performed by licensed, independent contractors in our network.