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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Savoy, TX

Roofing scams are unfortunately common after storms and year-round. Knowing what to look for can save you thousands of dollars and serious headaches. Here’s how to spot red flags, verify credentials, and find honest roofing professionals in Savoy.

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Common Residential & Commercial Roofing Scams in Savoy

Be aware of these tactic used by unlicensed operators

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The Storm Chaser

A crew shows up in Savoy right after a hailstorm or high winds, offers a “free inspection,” and claims your roof has damage they can fix. They demand a large deposit, do shoddy work or no work at all, then leave town.

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The Insurance Assignment Trick

The roofer asks you to sign an Assignment of Benefits (AOB) form, giving them the right to deal directly with your insurance company and collect payment. This often leads to inflated claims and disputes.

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The Cheap Quote Bait-and-Switch

A roofer gives you a very low bid to beat competitors, then once work starts, they claim “unexpected issues” and demand significantly more money to finish the job.

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The Material Deposit Disappearance

The contractor demands a large deposit to “order materials,” then delays the start date repeatedly or disappears entirely without delivering any materials or starting work.

How to Verify a Professional

1

Insurance

Request a certificate of insurance directly from their insurance provider. Verify they carry both general liability insurance and workers' compensation coverage. If they won’t provide proof, walk away.

2

Licensing

Texas requires roofing contractors to register with the Texas Department of Licensing and Regulation (TDLR). Ask for their TDLR registration number and verify it online at tdlr.texas.gov before signing anything.

3

References

Ask for at least three recent local references in Fannin County. Call those homeowners and ask about the quality of work, timeline, cleanup, and whether they stayed on budget.

Protection FAQs

How can I verify a roofing contractor’s license in Texas?

You can check a roofer’s registration on the Texas Department of Licensing and Regulation (TDLR) website at tdlr.texas.gov. Ask the contractor for their TDLR number before any work begins.

Is it normal for a roofer to ask for payment upfront?

A small deposit (10–15%) to secure materials is standard, but be very wary of anyone demanding 50% or more upfront. Never pay in full before the job is complete.

What should be included in a roofing contract?

Every contract should include the full scope of work, materials to be used (brand, color, type), timeline, payment schedule, warranty details, and cleanup terms. Never sign a contract with blank spaces.

What are storm chasers and why are they risky?

Storm chasers are out-of-town contractors who follow severe weather and pressure homeowners into quick decisions. They often do poor work, lack proper insurance, and are gone by the time you find a problem.

Do I need to file a claim with my insurance before getting roofing quotes?

It’s smart to get quotes first, then file your claim. Be cautious of any roofer who offers to “handle your insurance claim for you” or asks you to sign over your benefits.

What’s the difference between a roof repair and a full replacement scam?

Some dishonest roofers will recommend a full replacement when a simple repair would suffice. Always get a second opinion from a trusted, local professional before agreeing to major work.

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Licensed & insured professionals CALL NOW: 1-866-674-2070