🛡️ Consumer Protection Guide

Avoid Roofing Scams in Lometa, TX

Your roof is one of the most important parts of your home. Unfortunately, storm chasers and unlicensed operators often target homeowners in Lometa and Lampasas County after bad weather. Knowing how to spot red flags before you sign a contract can save you thousands of dollars and years of headaches. Here’s how to protect yourself and find a roofing pro who does the job right.

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Scam-Aware Tips

Common Residential & Commercial Roofing Scams in Lometa

Be aware of these tactic used by unlicensed operators

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The Storm Chaser Scam

Out-of-town crews show up after a hailstorm or high winds, knock on your door, and claim to spot “severe damage” that needs immediate repair. They pressure you into signing over your insurance claim and disappear once paid.

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The Insurance Assignment Scam

The roofer asks you to sign an “Assignment of Benefits” (AOB) form, giving them the right to deal directly with your insurance company and collect payment. This often leads to inflated claims and lawsuits.

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The Low-Ball Bid Trap

A contractor gives you a price much lower than everyone else to win the job. They start work, then claim they “found more damage” and demand more money. If you refuse, they leave the job unfinished.

How to Verify a Professional

1

Insurance

Ask for a certificate of insurance directly from their insurer — not just a paper they show you. Verify they have both general liability insurance (at least $1 million) and workers’ compensation to protect you if someone gets hurt on your property.

2

Licensing

Texas does not have a statewide roofing license, but Lometa contractors should have a local business license from Lampasas County. Ask for their Texas Sales Tax Permit and verify their registration with the Texas Department of Licensing and Regulation (TDLR) if they claim specialty credentials.

3

References

Ask for at least 3 recent references from jobs completed in Lometa or nearby Lampasas County. Call those homeowners and ask about the quality of work, timeline, cleanup, and whether any problems came up after the job was done.

Protection FAQs

Is roofing licensed in Texas?

Texas does not have a statewide roofing license. However, contractors must register with the Texas Department of Licensing and Regulation (TDLR) if they offer certain services. Always check for a local business license in Lometa or Lampasas County and verify their insurance coverage.

How can I check if a roofer is insured?

Ask the contractor to provide a certificate of insurance directly from their insurance company. Call the agent listed on the certificate to confirm the policy is active. Never rely on a paper copy they hand you — it could be expired or fake.

Should I pay a deposit before roofing work starts?

Be very cautious about large upfront payments. A small down payment (10-20%) to secure materials may be reasonable, but never pay the full amount before work begins. A trustworthy roofer will set up a payment schedule tied to completed milestones.

What should a roofing contract include?

A solid contract should include: full scope of work, specific materials and brands, project timeline, payment schedule, warranty details (materials and workmanship), cleanup plan, and a cancellation policy. Never sign a contract with blank spaces.

What is a storm chaser in roofing?

Storm chasers are out-of-town roofers who flood into areas after severe weather. They offer quick repairs, demand upfront payment, and often leave town before the work is finished or when problems arise. Always choose a roofer with a long-term local presence in Lometa.

How do I find a trustworthy roofer in Lometa?

Start by asking neighbors and local hardware stores for recommendations. Verify the contractor’s address, insurance, and licensing. Get at least three written estimates and check recent references. Look for professionals with manufacturer certifications and a proven history in Lampasas County.

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Licensed & insured professionals CALL NOW: 1-866-674-2070