🛡️ Consumer Protection Guide

Avoid Roofing Scams in Floydada

Roofing scams hit hard after storms in Floydada. Think of this as advice from a family member—spot the tricks, verify everything, and protect your home. Rushing leads to regret. Take these steps to stay safe.

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Scam-Aware Tips

Common Residential & Commercial Roofing Scams in Floydada

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Out-of-town crews swarm after bad weather, lowball bids, grab deposits, do junk work or disappear.

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Upfront Payment Trap

Scammers demand full or huge deposits, then ghost you or start and bail.

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Bait-and-Switch

Quote cheap shingles, then 'discover' issues needing premium upgrades after tear-off starts.

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Shoddy Materials Scam

Use cheap, fake, or wrong materials that fail fast, leaving you with leaks.

How to Verify a Professional

1

Insurance

Ask for a certificate of insurance (COI) for liability and workers' comp. Call the insurer listed to verify it's current—no fakes.

2

Licensing

Texas doesn't require state licensing for roofers, but check business registration at the Texas Secretary of State site or Floyd County Clerk's office. Confirm they pull required permits for your job.

3

References

Request 3+ recent Floydada-area jobs. Call them, check photos of completed work, and read reviews on BBB, Google, or Angi.

Protection FAQs

Do roofers need a license in Texas?

No state license required, but verify business registration via Texas Sec. of State and local Floyd County permits.

How much upfront payment is normal?

10-20% max deposit. Balance on completion or milestones. Never full payment first.

What if someone knocks after a storm?

Be wary—ask for credentials. Call 2-3 locals for bids instead.

How do I check insurance?

Get COI and call the carrier to confirm coverage amounts and dates.

What warranties should I get?

Expect 10-50 year material warranties plus 5-10 year workmanship, all in writing.

What if I suspect a scam?

Stop payment, document everything, report to Floydada PD, Texas AG, and BBB.

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Don't take risks with your property. We connect you with pre-screened, licensed professionals in Floydada.

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