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🛡️ Consumer Protection Guide

Avoid Water Damage Restoration Scams in Campbell

Water damage strikes fast in Campbell, TX, and scammers know it. They exploit your urgency to take your money without fixing the problem. Spot the red flags, verify credentials, and connect with screened professionals to protect your home and family.

Licensed & insured professionals CALL NOW: 1-866-674-2070

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Common Water Damage Restoration Scams in Campbell

Be aware of these tactic used by unlicensed operators

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Upfront Payment Scam

Scammer demands 50% or more upfront, does minimal work like fans and dehumidifiers, then vanishes. Your money's gone, damage worsens.

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Bait-and-Switch Pricing

Quotes rock-bottom price to get in, then 'discovers' more damage needing urgent, expensive fixes. Bills skyrocket without approval.

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Unlicensed 'Storm Chasers'

Out-of-town crews knock post-flood, claim expertise, botch drying leading to mold. No recourse since unlicensed.

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Fake Insurance Billing

Promises to 'handle insurance' but overbills or ghosts, leaving you to pay deductibles twice.

How to Verify a Professional

1

Insurance

Request a Certificate of Insurance (COI) for general liability and workers' compensation. Call the insurer to verify coverage amounts and expiration.

2

Licensing

Check the Texas Department of Licensing and Regulation (TDLR) at tdlr.texas.gov for any required contractor, plumbing, or mold remediation licenses. Contact Hunt County building department for local permits. Ask for license number upfront.

3

References

Get contact info for 3 recent clients in Hunt County or nearby areas. Ask about work quality, timeliness, and if they paid fairly.

Protection FAQs

Do water damage restorers need a license in Texas?

Many need TDLR licenses for plumbing or mold work. Always verify via tdlr.texas.gov and local Hunt County rules. Legit pros display credentials.

What's a normal deposit for water damage restoration?

10-20% max, tied to milestones. Full payment only after final inspection and dry-out confirmation. Suspicious if they want half upfront.

Should I hire door-knockers after a flood in Campbell?

Rarely. They're often unlicensed chasers. Get referrals from trusted locals or your insurer. Verify first.

How do I know if their insurance is real?

Demand COI naming you as additional insured. Call the carrier to confirm. Don't rely on word.

Can scammers cause more damage?

Yes, improper drying leads to mold. Insist on moisture meters and daily logs. Trust pros with IICRC certs.

How many quotes should I get?

At least 3 from licensed, local providers. Compare apples-to-apples on scope. Avoid lowest bidder without checks.

What if they say my insurance won't cover it?

Call your agent yourself. Reputable restorers help file claims, don't discourage. Red flag if they push cash.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Campbell.

Licensed & insured professionals CALL NOW: 1-866-674-2070