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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Big Spring, TX

Roofing work is a major investment for your home or business. Unfortunately, storm chasers and unlicensed operators often target Big Spring homeowners after hail or wind damage. Knowing the warning signs and how to verify a roofer's credentials can save you thousands of dollars and years of headaches. Here's how to protect yourself.

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Common Residential & Commercial Roofing Scams in Big Spring

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

After a hailstorm or high winds hit Big Spring, out-of-state crews flood in offering quick repairs. They collect a deposit, do shoddy patchwork or no work at all, and leave town before you realize there's a problem.

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Insurance Deductible Fraud

A roofer offers to "waive" or "pay" your insurance deductible as a special deal. This is illegal in Texas. They may inflate the estimate to cover the cost, which can get you investigated for insurance fraud.

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The Low-Ball Bid Switch

A roofer gives you an extremely low estimate to win the job, then later claims they found "unexpected damage" and demands significantly more money to finish the work — often leaving you with a half-done roof if you refuse.

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Material Deposit Disappearance

A contractor demands a large upfront deposit — 50% or more — to order materials, then disappears with your money. They never order the materials and you're left chasing them down.

How to Verify a Professional

1

Insurance

Request a certificate of insurance directly from their insurance provider — not a photocopy they show you. Verify they carry both general liability insurance (at least $1 million) and workers' compensation coverage to protect you if someone gets injured on your property.

2

Licensing

In Texas, roofing contractors are required to register with the Texas Department of Licensing and Regulation (TDLR). You can verify their registration online at the TDLR website. Ask for their TDLR number and confirm it's active and in good standing before signing anything.

3

References

Ask for at least three recent roofing projects they've completed in Big Spring or Howard County. Call those homeowners and ask about the quality of work, timeline, cleanup, and whether any issues came up after the project was finished.

Protection FAQs

Do roofing contractors need to be licensed in Texas?

Yes. Roofing contractors in Texas must register with the Texas Department of Licensing and Regulation (TDLR). You can verify a roofer's registration online through the TDLR website. Always check this before hiring anyone.

Is it illegal for a roofer to pay my insurance deductible in Texas?

Yes, absolutely. It is illegal in Texas for a roofing contractor to offer to pay, waive, or rebate your insurance deductible. This is considered insurance fraud and both you and the contractor can face penalties. Walk away from any roofer who suggests this.

What should a roofing contract include in Big Spring, TX?

A proper roofing contract should include the full scope of work, specific materials and brands, project timeline with start and completion dates, total cost with payment schedule, warranty information, and details on how change orders will be handled. Never sign a contract with blank spaces.

How much should I put down as a deposit for a roofing job?

Be cautious of any contractor demanding more than 10-20% down or requiring full payment upfront. Many reputable roofers work with material suppliers who deliver on credit, so large deposits are often unnecessary. Pay only as work is completed and verified.

What should I do if a storm chaser comes to my door after a hailstorm?

Do not sign anything on the spot. Take their information, tell them you'll research your options, and contact multiple local roofers for estimates. Legitimate local companies will have time to speak with you. Storm chasers rely on pressure and urgency to get your signature.

How can I tell if a roofer is actually local to Big Spring?

Look for a physical business address in Big Spring or Howard County, a locally listed phone number, and a business that has been operating in the area for several years. Check online reviews for local references and ask to see completed work in your neighborhood.

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Licensed & insured professionals CALL NOW: 1-866-674-2070