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🛡️ Consumer Protection Guide

Avoid Roofing Scams in New Knoxville

Roofing scams can cost homeowners and business owners thousands of dollars while leaving them with shoddy work or no work at all. In New Knoxville and surrounding Auglaize County, storm chasers and unlicensed contractors often target vulnerable property owners. This guide helps you recognize red flags and take protective steps before hiring a roofing contractor. By knowing what to look for, you can avoid becoming another victim of roofing fraud.

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Common Residential & Commercial Roofing Scams in New Knoxville

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Contractors appear after storms claiming to find 'hidden damage' your insurance adjuster missed. They often promise to handle insurance paperwork for you while inflating claims.

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Upfront Payment Scams

Contractors demand large deposits (often 50% or more) for 'materials' then disappear or do minimal work before asking for more money.

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Insurance Fraud Schemes

Contractors offer to waive your deductible or promise to get you a 'free roof' by manipulating insurance claims, which is illegal and could void your coverage.

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Material Switching

Contractors quote premium materials but install cheaper, inferior products while charging for the higher quality materials.

How to Verify a Professional

1

Insurance

Always ask for proof of both liability insurance and workers' compensation coverage. Request certificates directly from their insurance company, not just copies they provide. This protects you if accidents occur on your property.

2

Licensing

Ohio requires roofing contractors to be licensed. Verify their license status through the Ohio Construction Industry Licensing Board. Ask for their license number and check it online. Legitimate contractors will proudly provide this information.

3

References

Ask for recent local references in New Knoxville or nearby communities. Contact these references and ask about work quality, communication, and whether the project stayed on budget. Visit completed projects if possible to see the work firsthand.

Protection FAQs

What should I do if a roofer shows up unannounced after a storm?

Politely decline their services and never sign anything on the spot. Take their information if you wish, but always verify their credentials independently before considering them for any work.

How much should I pay upfront for a roofing project?

A reasonable deposit is typically 10-15% for materials. Establish a payment schedule tied to project milestones. The final payment should only be made after you've inspected and approved the completed work.

What roofing licenses are required in Ohio?

Ohio requires roofing contractors to hold a Home Improvement Contractor license. You can verify this through the Ohio Construction Industry Licensing Board. Some municipalities may have additional requirements.

Should I let a contractor handle my insurance claim?

No. Always work directly with your insurance adjuster. While contractors can provide estimates and documentation, you should maintain control of communications with your insurance company.

What questions should I ask before hiring a roofer?

Ask for their Ohio license number, proof of insurance, local references, manufacturer certifications, and details about their crew (employees vs. subcontractors). Also ask about their cleanup process and disposal methods.

How can I verify a roofer's insurance is current?

Request certificates of insurance directly from their insurance provider, not just copies from the contractor. Verify both liability insurance and workers' compensation coverage are active and adequate for your project size.

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Licensed & insured professionals CALL NOW: 1-866-674-2070