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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Lewisville, OH

A new roof is a major investment for your home or business in Lewisville. Unfortunately, storm chasers and unlicensed operators often target Monroe County residents after severe weather. Protect yourself by learning the warning signs before you hire. A trustworthy roofer will welcome your questions — a scammer will rush you through the process.

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Common Residential & Commercial Roofing Scams in Lewisville

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

After storms hit Monroe County, out-of-town roofers go door-to-door offering quick repairs. They pressure you to sign an assignment of benefits form and pay a large deposit, then disappear or do shoddy work before moving to the next town.

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The Low-Ball Bid Bait-and-Switch

A roofer quotes a price far below competitors to win the job. After starting demolition, they claim they found 'unexpected structural damage' and demand thousands more to continue. You're stuck with a half-torn roof.

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Insurance Fraud & Deductible Waivers

A contractor promises to 'help you get a new roof for free' by inflating damage claims to your insurance company, or offers to waive your deductible. This is insurance fraud and illegal in Ohio.

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Phantom Material Delivery Scam

The roofer demands a large upfront payment to 'order materials.' They claim the shingles are on the way but never deliver. Weeks go by with excuses — supply chain issues, truck delays — while they've already cashed your check.

How to Verify a Professional

1

Insurance

Always request a certificate of insurance directly from their insurer — not a photocopy they hand you. Confirm they carry both general liability insurance (minimum $1 million) and workers' compensation insurance to protect you if someone is injured on your property.

2

Licensing

Ohio does not require a statewide license for roofers, but Lewisville contractors should register with the Ohio Secretary of State and hold any required Monroe County building permits. Ask for their business registration number and verify it online through the Ohio Secretary of State's business search.

3

References

Ask for at least three recent local references from homes or businesses in Lewisville or nearby Monroe County. Call each reference and ask about timeline, budget adherence, cleanup, and whether they'd hire the roofer again.

Protection FAQs

Do roofers in Lewisville, OH need a license?

Ohio does not have a statewide roofing license, but roofers must register with the Ohio Secretary of State to do business legally. Monroe County may also require building permits for roofing work. Always ask for their business registration and verify it online.

How much deposit is safe to give a roofer?

In Ohio, a down payment of 10-15% or the actual cost of materials delivered to your property is standard. Never pay the full amount upfront. Structure payments to align with completed milestones in the written contract.

What should a roofing contract include?

A trustworthy contract includes the full scope of work, specific materials (brand, color, model), start and completion dates, payment schedule, warranty details, cleanup plan, and the contractor's business name and address. Never sign a contract with blank spaces.

How can I check if a roofer has complaints?

Search the Ohio Attorney General's consumer protection database and the Better Business Bureau. You can also check Monroe County Common Pleas Court records for lawsuits. Ask for and call three local references.

What is a storm chaser roofer?

Storm chasers are out-of-town contractors who flood into areas after severe weather, door-knock aggressively, and pressure homeowners to sign contracts immediately. They often do poor work, have no local business address, and are gone before you realize there's a problem.

Is it legal for a roofer to waive my insurance deductible?

No. In Ohio, a contractor offering to pay or waive your insurance deductible is committing insurance fraud. It's illegal for both you and the contractor. If a roofer offers this, walk away immediately.

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Licensed & insured professionals CALL NOW: 1-866-674-2070