🛡️ Consumer Protection Guide

Avoid Roofing Scams in Fresno, OH

Roof repairs and replacements are major investments. Unfortunately, storm chasers and unlicensed contractors target homeowners in Fresno and across Coshocton County after severe weather. Knowing the warning signs and how to verify a roofer's credentials can save you thousands of dollars and years of frustration. Here’s what every Fresno homeowner needs to know before hiring a roofing contractor.

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Scam-Aware Tips

Common Residential & Commercial Roofing Scams in Fresno

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Out-of-town contractors show up uninvited after a hailstorm or wind event, claiming they noticed damage on your roof. They pressure you to sign a contract immediately and often take a large deposit before disappearing or doing shoddy work.

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Deductible Waiver Scam

A roofer offers to cover your insurance deductible or claims they can work with your insurance so you pay nothing out of pocket. This is illegal in Ohio and is a major red flag for fraudulent activity.

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Lowball Quote Bait-and-Switch

A contractor gives an extremely low estimate to win the job, then pressures you into signing a change order for additional work once the project starts. You end up paying far more than the original quote.

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Phantom Repairs and Partial Work

The contractor takes a large deposit, does minimal or shoddy work, then disappears before completing the job. You’re left with a half-finished roof and no way to reach them.

How to Verify a Professional

1

Insurance

Ask for a certificate of insurance directly from the roofer’s insurance provider. Verify they carry both general liability insurance (to cover damage to your property) and workers’ compensation insurance (to cover injuries on the job). Call the insurance company listed on the certificate to confirm the policy is active.

2

Licensing

Ohio does not require a statewide license for roofing contractors, but Fresno and Coshocton County may have local registration or permit requirements. Check with the Coshocton County Building Department to confirm the contractor holds any required local permits or business licenses.

3

References

Request at least three recent local references from jobs completed in Fresno or nearby Coshocton County communities. Ask for addresses or photos of completed projects, and follow up with those homeowners about the quality of work, timeline, and whether any issues came up after the job was done.

Protection FAQs

Do roofing contractors need a license in Fresno, Ohio?

Ohio does not have a statewide roofing contractor license. However, Coshocton County and the Village of Fresno may have local permit or registration requirements. Always check with the Coshocton County Building Department to see if permits are required for your roofing project.

How can I check if a roofer has insurance in Ohio?

Ask the contractor for a certificate of insurance directly from their insurance carrier. Call the insurance company listed to confirm the policy is active. Both general liability and workers' compensation coverage are essential to protect you from liability if someone is injured on your property.

What should a roofing contract include?

A trustworthy roofing contract includes the full scope of work, specific materials and brands to be used, project timeline and start/end dates, payment schedule, warranty terms, and who is responsible for obtaining permits. Never sign a contract with blank spaces.

What are storm chasers and why are they risky?

Storm chasers are out-of-town contractors who follow severe weather events and go door-to-door offering roofing services. They often pressure homeowners into quick decisions, take large deposits, and are difficult to reach once the job is done or goes wrong. Always work with established local contractors.

Is it illegal for a roofer to waive my insurance deductible in Ohio?

Yes. Ohio law makes it illegal for contractors to waive, rebate, or otherwise cover a homeowner’s insurance deductible. If a roofer offers to do this, it is a scam. You are responsible for paying your deductible, and any contractor who suggests otherwise is committing fraud.

How do I find trustworthy roofers in Fresno, OH?

Start by asking neighbors and local community groups (like Facebook or Nextdoor groups for Coshocton County) for recommendations. Look for contractors with a physical local address, years of experience in the area, verifiable insurance, and positive reviews. Get at least three written estimates before making a decision.

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Licensed & insured professionals CALL NOW: 1-866-674-2070