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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Continental

Roofing is a significant investment for any homeowner or business in Continental. Unfortunately, storm-chasing scammers and dishonest contractors often target our community, especially after severe weather. This guide helps you recognize red flags and protect your property from common roofing scams. By understanding what to look for and asking the right questions, you can avoid becoming a victim and ensure your roofing project is completed safely and professionally.

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Common Residential & Commercial Roofing Scams in Continental

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Out-of-town contractors arrive after storms, claiming to 'inspect for free' and often exaggerating damage to get insurance money. They may perform substandard work and disappear before honoring warranties.

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Upfront Payment Scams

Contractors demand large deposits (often 50% or more) before starting work, then disappear or perform minimal work before requesting more money.

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Material Switching Scams

Contractors quote premium materials but install cheaper, inferior products while charging for the higher quality. This is especially common with shingles, underlayment, and flashing.

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Insurance Fraud Schemes

Contractors offer to handle your insurance claim and inflate damage estimates, potentially committing insurance fraud that could affect your coverage.

How to Verify a Professional

1

Insurance

Always request proof of both liability insurance and workers' compensation coverage. Contact the insurance company directly to verify the policy is current and adequate. Without proper insurance, you could be liable for accidents or injuries on your property.

2

Licensing

In Ohio, roofing contractors must be registered with the Ohio Construction Industry Licensing Board. Verify their license status online through the Ohio Department of Commerce website. Ask for their license number and check for any complaints or disciplinary actions.

3

References

Ask for recent local references in Continental or nearby Putnam County communities. Contact these references to ask about work quality, communication, and whether the project stayed on budget. Check online reviews across multiple platforms, not just the contractor's website.

Protection FAQs

What should I do if a roofer shows up at my door after a storm?

Politely decline any immediate inspections. Take their information and tell them you'll contact them if interested. Always research any company thoroughly before allowing them on your roof. Legitimate contractors don't need to use high-pressure door-to-door tactics.

How much should I pay as a deposit for roofing work?

A reasonable deposit is typically 10-15% of the total project cost to secure materials. Never pay 50% or more upfront. Establish a payment schedule tied to project completion milestones in your written contract.

What roofing licenses are required in Ohio?

Ohio requires roofing contractors to be registered with the Ohio Construction Industry Licensing Board. They must carry appropriate insurance and may need additional local permits in Continental or Putnam County. Always verify license status through the Ohio Department of Commerce website.

How can I verify a roofer's insurance is legitimate?

Ask for certificates of insurance for both liability and workers' compensation. Contact the insurance company directly using a phone number from their official website (not the certificate) to verify coverage is current and adequate for your project.

What should be included in a roofing contract?

A proper contract should include: exact materials (brands, colors, grades), project timeline, payment schedule, warranty details, cleanup procedures, permit responsibilities, and procedures for handling unexpected issues or additional costs.

Are there local resources in Continental to check contractor complaints?

Check with the Putnam County Building Department for local permit history and complaints. Also check the Ohio Attorney General's website and Better Business Bureau for any filed complaints against the contractor.

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Licensed & insured professionals CALL NOW: 1-866-674-2070