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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Washington, MI

Roofing projects are significant investments, and unfortunately, scammers target homeowners and business owners in Washington. Knowing the warning signs can protect you from losing money and getting substandard work. This guide helps you recognize red flags and understand what trustworthy roofing professionals do differently. Stay informed and protect your property with these essential tips.

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Common Residential & Commercial Roofing Scams in Washington

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Contractors appear after storms claiming to be 'insurance specialists' who can handle your claim. They often inflate damage estimates, perform minimal work, and disappear with insurance money.

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Material Switching

Contractors quote premium materials but install cheaper, inferior products. They may use incorrect shingle types, underlayment, or flashing that doesn't meet manufacturer specifications.

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Deposit Disappearance

Contractors request large deposits (often 50% or more) for 'material purchases' then disappear or delay work indefinitely. Some use deposits from new customers to finish old projects.

How to Verify a Professional

1

Insurance

Always ask for proof of liability insurance and workers' compensation coverage. Request certificates of insurance directly from their insurance provider. This protects you if accidents occur on your property or if workers get injured.

2

Licensing

In Michigan, roofing contractors must be licensed. Verify their license through the Michigan Department of Licensing and Regulatory Affairs (LARA). Ask for their license number and check it online. Legitimate professionals will provide this information willingly.

3

References

Ask for recent local references in Washington or nearby Macomb County communities. Contact these references and ask about work quality, communication, and whether the project stayed on budget. Visit completed projects if possible to see the work firsthand.

Protection FAQs

What should I do if a roofer shows up unannounced after a storm?

Politely decline any immediate offers. Take their information and tell them you'll research them first. Never feel pressured to make quick decisions about roof repairs. Legitimate contractors don't rely on high-pressure door-to-door tactics.

How much deposit should I pay a roofing contractor?

A reasonable deposit is typically 10-20% of the total project cost. Be wary of contractors demanding 50% or more upfront. Established companies often have credit with suppliers and don't need large cash advances.

What roofing licenses are required in Washington, MI?

Michigan requires roofing contractors to be licensed through LARA. They should also have proper insurance. You can verify licenses online through the Michigan LARA website. Always ask for license numbers and check them yourself.

Should I pay cash for roofing work?

Never pay cash for roofing projects. Use traceable payment methods like checks, credit cards, or bank transfers. Cash payments leave no paper trail and make recovery difficult if problems arise. Legitimate businesses accept standard payment methods.

What if a contractor offers to handle my insurance claim?

Be extremely cautious. While some reputable contractors assist with insurance paperwork, never sign over your insurance benefits or power of attorney. You should maintain control of the claim process and communicate directly with your insurance adjuster.

How can I verify a roofer's insurance is current?

Ask for certificates of insurance and contact the insurance company directly to verify coverage is current and adequate. Don't accept photocopies without verification. Request that you be listed as an additional insured on their policy for the duration of the project.

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Don't take risks with your property. We connect you with pre-screened, licensed professionals in Washington.

Licensed & insured professionals CALL NOW: 1-866-674-2070