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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Davison, MI

Roofing projects are significant investments, and unfortunately, scammers target homeowners and business owners in Davison and throughout Genesee County. These scams can leave you with shoddy work, dangerous conditions, and financial loss. Protect yourself by learning the warning signs and verification methods that separate trustworthy roofing professionals from scammers. This guide will help you make informed decisions and avoid common roofing scams.

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Common Residential & Commercial Roofing Scams in Davison

Be aware of these tactic used by unlicensed operators

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The Storm Chaser Scam

Contractors appear after storms claiming to be 'insurance specialists' who can help with claims. They often promise to handle everything with your insurance, then perform minimal work while billing for full replacement. Some disappear with insurance checks.

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The Upfront Payment Scam

Contractors demand large deposits (often 50% or more) before starting work, then disappear or perform minimal work. They may claim they need the money for materials but never return to complete the job.

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The Material Substitution Scam

Contractors quote premium materials but install cheaper, inferior products. They may use incorrect underlayment, wrong shingle types, or improper flashing materials that compromise your roof's integrity.

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The Insurance Fraud Scam

Contractors offer to 'waive your deductible' or promise to create damage to maximize insurance payouts. This is insurance fraud that can lead to policy cancellation, premium increases, or legal consequences for you.

How to Verify a Professional

1

Insurance

Always ask for proof of both liability insurance and workers' compensation insurance. Request certificates directly from their insurance provider. This protects you if someone gets injured on your property or if there's damage to your home during the project.

2

Licensing

In Michigan, roofing contractors must be licensed. Verify their license through the Michigan Department of Licensing and Regulatory Affairs (LARA). Ask for their license number and check it online. Licensed professionals will have this information readily available.

3

References

Ask for recent local references in Davison or Genesee County. Contact these references and ask about work quality, communication, timeliness, and cleanup. Visit completed projects if possible to see the work firsthand.

Protection FAQs

What should I do if a roofing contractor shows up at my door after a storm?

Politely decline their services. Never sign anything or agree to an inspection. Contact your insurance company directly if you suspect damage. Research and contact established local roofing companies for proper assessments.

How much deposit should I pay a roofing contractor?

A reasonable deposit is typically 10-15% of the total project cost. Never pay 50% or more upfront. Establish a payment schedule with milestones, and make final payment only after you're satisfied with the completed work.

What roofing licenses are required in Michigan?

Michigan requires roofing contractors to be licensed through LARA. They must also comply with local Davison and Genesee County regulations. Always verify the license is current and in good standing before hiring.

How can I verify a roofing contractor's insurance is valid?

Ask for certificates of insurance directly from their insurance provider. Contact the insurance company to verify coverage is current and includes both liability and workers' compensation. Don't accept photocopies without verification.

What should be included in a roofing contract?

A proper contract should include: company information, license number, detailed scope of work, material specifications, project timeline, payment schedule, warranty information, cleanup responsibilities, and procedures for changes or disputes.

Are permits required for roofing work in Davison?

Yes, most roofing work requires permits in Davison. Reputable contractors will pull necessary permits and schedule required inspections. Be wary of contractors who suggest skipping permits to 'save money' - this is illegal and can cause problems when selling your property.

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Licensed & insured professionals CALL NOW: 1-866-674-2070