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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Campbellsburg

Listen up—if you're getting your roof fixed in Campbellsburg, don't let scammers take advantage of you. Roofing scams are common, especially after storms, and they can cost you thousands. I've put together this guide like I'd tell my own family: spot the red flags, verify everything, and connect with pros who do it right. Stay safe and smart out there.

Licensed & insured professionals CALL NOW: 1-866-674-2070

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Common Residential & Commercial Roofing Scams in Campbellsburg

Be aware of these tactic used by unlicensed operators

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Storm Chaser

Out-of-town crews flood the area after bad weather, offering 'special deals.' They take a big deposit, start shoddy work or none, then disappear.

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Deposit Dash

Contractor demands 50%+ upfront in cash for 'materials,' then ghosts you or does minimal work.

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Cheap Materials Swap

Quotes premium shingles but installs junk. Or skips underlayment, leading to leaks later.

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Insurance Double-Dip

Claims they'll handle your insurance claim for 'free roof,' but inflates costs or pockets the payout.

How to Verify a Professional

1

Insurance

Always request a certificate of insurance for general liability and workers' compensation. Call the insurer directly using the info on the cert to confirm it's active and covers the job amount. Don't accept just a verbal promise.

2

Licensing

Kentucky doesn't require a statewide roofing license, but check business registration on the Kentucky Secretary of State website. Verify local permit history with Henry County Building Department. Ask for their contractor license if they claim one from DHBC.

3

References

Get at least 3 recent references from jobs in Henry County or nearby. Call them yourself—ask about work quality, arrival on time, cleanup, and if they'd rehire. Check online reviews on BBB or Google for patterns.

Protection FAQs

Do roofers need a license in Campbellsburg, KY?

No statewide roofing license in Kentucky, but they must be registered businesses. Check KY SOS and Henry County for permits. Legit pros pull required building permits.

How can I tell if roofing insurance is fake?

Get a certificate of insurance (not just a declaration page). Verify by calling the carrier listed—ask if coverage is current and adequate ($1M+ liability recommended).

Is it normal to pay a deposit for roofing?

Yes, but only 10-30% max, and via check/credit—not cash. Tie further payments to completed work stages like tear-off or installation.

What should be in a roofing contract?

Must-haves: Scope of work, materials specs, start/end dates, payment schedule, warranties, cleanup plan, lien release. Both parties sign.

What to do after a storm in Campbellsburg?

Tarp temporary fixes yourself or hire small job. Avoid unsolicited offers. Document damage, call your insurer, then get 3 vetted bids.

I've been scammed—what now?

Contact Henry County Sheriff, file with KY Attorney General, report to BBB/FTC. Dispute charges if paid by card. Get legal help for liens.

How do I find trustworthy roofers?

Look for local pros with verified credentials. Get matched with screened professionals who provide references and insurance proof.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Campbellsburg.

Licensed & insured professionals CALL NOW: 1-866-674-2070