🛡️ Consumer Protection Guide

Avoid Roofing Scams in Miami

Roofing scams spike after storms in Miami, IN. Protect your home like family – spot red flags, verify credentials, and avoid hasty hires. Follow these steps to stay safe and hire right.

Licensed & insured professionals CALL NOW: 1-866-674-2070

✓ Verify contractors • ✓ Spot red flags • ✓ Avoid common schemes

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Scam-Aware Tips

Common Residential & Commercial Roofing Scams in Miami

Be aware of these tactic used by unlicensed operators

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Storm Chaser

Out-of-town crews swarm after storms, claim fake damage, take deposit, do poor work or ghost.

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Upfront Payment Trap

Insist on 50-100% cash upfront, then vanish or start and abandon job.

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Subpar Materials Switch

Promise premium shingles/tiles but install cheap knockoffs; hard to prove later.

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Phantom Warranty

Offer fake 'lifetime warranties' that don't exist or aren't honored.

How to Verify a Professional

1

Insurance

Demand a certificate of insurance (COI) listing general liability and workers' comp. Call the insurer directly to confirm it's active and covers your job.

2

Licensing

Indiana doesn't require statewide roofer licenses, but contact Miami County Building Department to check local rules and verify registration. Search Indiana AG consumer site for complaints.

3

References

Request 3+ recent local references. Call them to ask about work quality, timeliness, and if they paid the full amount.

Protection FAQs

Do roofers need a license in Miami, IN?

No statewide license required in Indiana, but Miami County may have rules. Always verify with the Building Department and check reviews.

What if they demand cash upfront for roofing?

Major red flag! Trustworthy pros stage payments after inspections. Use checks or cards.

How do I verify roofer insurance?

Get a COI and call the insurance company. Ensure it names you as additional insured for the job.

Is door-to-door roofing sales legit?

Rarely. Legit pros use websites, referrals. Research them online first.

What to do after a storm for roof checks?

Tarp temporary fixes yourself or hire inspector first. Don't sign contracts on the spot.

Where to report a roofing scam in Miami?

Call Miami County Sheriff, Indiana Attorney General (317-232-6201), or file FTC complaint online.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Miami.

Licensed & insured professionals CALL NOW: 1-866-674-2070