🛡️ Consumer Protection Guide

Avoid Roofing Scams in Florence

Hey, if you're getting your roof fixed in Florence, IN, watch out for scammers who prey on folks after storms or leaks. They promise quick fixes but leave you high and dry. Here's how to protect yourself like I'd tell my own family.

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Common Residential & Commercial Roofing Scams in Florence

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Out-of-town roofers flood the area after storms, knock on doors claiming to spot damage, push urgent repairs, take a big deposit, and vanish without starting work.

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Large Upfront Deposit Scam

Scammers demand 50% or full payment upfront for materials, then disappear or do shoddy work and skip town.

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Bait-and-Switch Pricing

Lowball quote to get the job, then claim 'unexpected damage' or 'better materials needed' to hike the price mid-project.

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Shoddy Materials or Workmanship

Use cheap, mismatched shingles or skip proper underlayment, leading to leaks soon after. Often paired with fake warranties.

How to Verify a Professional

Insurance

Request a certificate of insurance (COI) for general liability and workers' compensation, listing you as an additional insured. Call the insurance company directly to confirm it's current and valid. This protects you from accidents or lawsuits.

Licensing

In Indiana, many roofing contractors must register with the Indiana Professional Licensing Agency (PLA). Search their database at in.gov/pla or contact the Switzerland County Building Department to verify active licenses by name or number. Never hire without confirmation.

References

Ask for at least 3 recent references from jobs in Florence or Switzerland County. Call them to ask about workmanship, timeliness, cleanup, and if they'd hire again. Check online reviews on BBB, Google, or Angi, but verify independently.

Protection FAQs

Do roofers need a license in Indiana?

Indiana requires many contractors to register with the PLA for jobs over $500. Always verify via in.gov/pla or local authorities—no license, walk away.

What's a normal deposit for roofing?

Reputable roofers might ask 10-20% max after signing a contract, often tied to material orders. Never pay full upfront.

What should I do right after storm damage?

Tarp temporary fixes yourself or hire locally. File an insurance claim and wait for the adjuster before major work. Avoid unsolicited offers.

How can I check online reviews safely?

Look at BBB, Google, Angi for patterns. Cross-check with references. Ignore perfect 5-star no-reviews profiles.

What warranties should I get?

Material warranties from manufacturer (20-50 years) and workmanship warranties (5-10 years) from the roofer. Get in writing.

What if I think I've been scammed?

Contact Switzerland County Sheriff, Indiana Attorney General, and file with BBB. Stop payment if possible and consult a lawyer.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Florence.

Licensed & insured professionals CALL NOW: 1-866-674-2070