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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Fillmore

Roofing scams can cost you thousands and leave your home vulnerable. In Fillmore, dishonest contractors target homeowners after storms. Spot the red flags and protect yourself with these simple steps.

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Common Residential & Commercial Roofing Scams in Fillmore

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Out-of-area crews flood in after bad weather, promising quick fixes with cheap materials, then disappear after payment.

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Upfront Payment Trap

Scammers demand 50%+ deposits in cash or wire transfer, then do shoddy work or vanish.

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Bait-and-Switch Materials

Quote low-price shingles, then claim they're unavailable and upsell premium ones without approval.

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Fake Damage Exaggeration

Insist your roof needs full replacement for minor issues to inflate the job.

How to Verify a Professional

1

Insurance

Request a certificate of insurance (COI) for general liability and workers' compensation. Call the insurance company directly to confirm it's active and covers the job scope.

2

Licensing

Indiana does not require a statewide license for roofers, but they must pull local permits. Contact Putnam County Building Department or check the Indiana Attorney General's Consumer Protection site to verify.

3

References

Ask for 3-5 recent references from Fillmore or Putnam County jobs. Call them to verify quality, timeliness, and if they'd hire again.

Protection FAQs

Do roofers need a license in Indiana?

No statewide license is required for roofing, but check local Putnam County rules. Verify they can pull permits via the building department.

What should I do after a storm in Fillmore?

Document damage with photos. Contact your insurance first, then seek local verified pros—avoid door-knockers.

Is it okay to pay upfront for roofing?

Only a small deposit (10-20%). Legitimate contractors bill progressively and finalize upon completion.

How do I check a roofer's insurance?

Get the COI and call the insurer listed. Ensure it covers at least $1M liability and workers' comp.

What are the biggest red flags for roofing scams?

Pressure to decide now, cash-only demands, no paperwork, or out-of-state plates.

How can I find trustworthy roofers in Fillmore?

Get 3+ quotes, check references, verify credentials. Look for local businesses with strong reviews.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Fillmore.

Licensed & insured professionals CALL NOW: 1-866-674-2070