🛡️ Consumer Protection Guide

Avoid Roofing Scams in New Boston

Roofing projects are significant investments for your home or business. Unfortunately, scam artists often target homeowners and business owners during storm seasons or when roofs show signs of wear. This guide helps you recognize red flags and protect yourself from common roofing scams in the New Boston area. By knowing what to look for and how to verify professionals, you can ensure your roofing project is handled safely and professionally.

Licensed & insured professionals CALL NOW: 1-866-674-2070

✓ Verify contractors • ✓ Spot red flags • ✓ Avoid common schemes

Licensed & Insured Pros
Scam-Aware Screening
No Obligation Call
Scam-Aware Tips

Common Residential & Commercial Roofing Scams in New Boston

Be aware of these tactic used by unlicensed operators

🚫

Storm Chaser Scams

Contractors appear after storms offering 'free inspections' and claim to find extensive damage that needs immediate repair. They often work with unethical insurance adjusters to inflate claims or pressure you into signing over insurance benefits.

🚫

Material Switching Scams

Contractors quote premium materials but install cheaper, inferior products. They may show you high-quality samples but use substandard materials that won't last, leaving you with premature roof failure.

🚫

Deposit Disappearance Scams

Contractors demand large deposits (often 50% or more) upfront, then disappear or delay work indefinitely. They may start the job to appear legitimate, then vanish with your money after minimal work.

🚫

Warranty Voiding Scams

Contractors install materials incorrectly or use incompatible components, voiding manufacturer warranties. They may also provide 'lifetime warranties' that aren't backed by the manufacturer and disappear when problems arise.

How to Verify a Professional

1

Insurance

Always ask for proof of both liability insurance and workers' compensation coverage. Request certificates of insurance directly from the contractor's insurance provider. Verify the coverage is current and adequate for your project size. Without proper insurance, you could be held liable for accidents or injuries on your property.

2

Licensing

In Illinois, roofing contractors must be properly licensed. Verify licensing through the Illinois Department of Financial and Professional Regulation (IDFPR). Ask for the contractor's license number and check it online through the state's verification system. Be wary of contractors who claim they don't need a license for 'small jobs' or 'repairs'.

3

References

Ask for recent local references from projects similar to yours. Contact these references directly and ask about their experience, including work quality, communication, and whether the project stayed on budget. Visit completed projects if possible to see the quality firsthand. Check online reviews across multiple platforms, but be aware that fake reviews often have similar language and timing.

Protection FAQs

What should I do if a roofer shows up at my door after a storm?

Politely decline any immediate offers. Take their business card if they have one, but don't agree to any inspections or sign anything. Contact your insurance company directly to start the claims process. Get multiple estimates from established local contractors before making decisions.

How much deposit should I pay a roofing contractor?

Reputable contractors typically require 10-15% deposit to secure materials and schedule your project. Be extremely cautious of contractors demanding 50% or more upfront. Establish a payment schedule tied to project milestones, with final payment due only after satisfactory completion and cleanup.

What licensing do roofing contractors need in Illinois?

Illinois requires roofing contractors to be licensed through the Illinois Department of Financial and Professional Regulation (IDFPR). They must also register with the Illinois Roofing Industry Licensing Act. Always verify licensing online through the state's official verification system before hiring.

How can I verify a contractor's insurance is valid?

Ask for certificates of insurance directly from their insurance provider, not just copies from the contractor. Contact the insurance company to verify the policy is current and includes adequate liability and workers' compensation coverage. Ensure the certificate lists your property address as an additional insured for the project duration.

What should be included in a roofing contract?

A proper contract should include: complete contact information for both parties, detailed scope of work, specific materials (brands, colors, grades), start and completion dates, payment schedule, warranty information, cleanup responsibilities, permit information if required, and procedures for handling changes or disputes.

Are there red flags in roofing estimates I should watch for?

Yes, watch for: estimates significantly lower than others (often indicates cutting corners), vague descriptions like 'repair roof' without specifics, missing material details, no company letterhead or contact information, pressure to sign immediately, and requests for cash payments. Always get at least three detailed written estimates for comparison.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in New Boston.

Licensed & insured professionals CALL NOW: 1-866-674-2070