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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Saint Francis

If you're dealing with roof repairs or replacement in Saint Francis, scams are unfortunately common, especially after storms. Think of this as advice I'd give my own family: stay cautious, verify everything, and don't rush into deals. Here's how to spot trouble and protect your home and wallet.

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Common Residential & Commercial Roofing Scams in Saint Francis

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Out-of-town crews flood the area after storms, claim your roof is damaged beyond repair, take a big deposit, then do poor work or vanish.

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Fake Damage Inspection

A 'friendly' salesperson offers a free inspection, exaggerates minor issues or lies about damage to push a full replacement.

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Shoddy Workmanship or Material Swap

They quote quality materials but install cheap substitutes, or leave nails everywhere and incomplete flashing, leading to leaks.

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Insurance Fraud Push

They encourage filing exaggerated insurance claims or forge documents to get paid by your insurer directly.

How to Verify a Professional

1

Insurance

Request certificates for general liability (at least $1M) and workers' compensation insurance. Contact the insurer directly using the info on the certificate to confirm it's current and valid for roofing work.

2

Licensing

Wisconsin does not require a state license for roofing contractors, but they must follow local codes in Saint Francis and Milwaukee County. Check the Wisconsin DSPS website for complaints or disciplinary actions. Verify any local business registrations required by the city.

3

References

Ask for 3+ recent references from Saint Francis or nearby Milwaukee County jobs. Call them to discuss work quality, punctuality, cleanup, and overall satisfaction.

Protection FAQs

Do roofers need a license in Saint Francis, WI?

No state contractor license is required in Wisconsin for roofers. However, check DSPS for complaints and ensure they handle local permits properly.

How much upfront payment is normal for roofing?

A deposit of 10-30% is common for materials. Never pay full amount or use untraceable methods like cash or wire transfers upfront.

What insurance should a roofer have?

General liability ($1M+), workers' comp if they have employees. Verify directly with the carrier—don't trust just the certificate.

What to do after a storm in Saint Francis?

Document damage yourself, tarp if needed, but avoid signing contracts on the spot. Contact local pros for assessments.

How can I check if a roofer is legitimate?

Search BBB, Google reviews (focus on local ones), DSPS complaints, and ask for references. Look for consistent positive feedback.

What if I think I've been scammed?

Stop payments, document everything, report to Saint Francis police, WI DSPS, and Attorney General. Consult a lawyer if significant loss.

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