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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Cochiti Lake

Roofing scams can hit hard in Cochiti Lake, especially after storms or heavy winds. Shady operators prey on urgent needs, but you can protect your home and wallet. Here's your guide to spotting red flags and choosing safe pros – like I'm telling my own family.

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Common Residential & Commercial Roofing Scams in Cochiti Lake

Be aware of these tactic used by unlicensed operators

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Storm Chaser

Out-of-area crews flood in after storms, knock on doors claiming to spot 'damage,' push quick fixes, grab a deposit, then disappear or do poor work.

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Big Deposit Disappearing Act

Contractor asks for 50%+ upfront for 'materials,' buys cheap stuff or nothing, starts minimally, then ghosts you.

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Bait-and-Switch Pricing

Super-low quote to get in, then 'discovers' extra issues needing thousands more, or switches to inferior materials.

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Phantom Warranty

Promises lifetime warranties they can't deliver, or uses fake shingles that fail fast.

How to Verify a Professional

1

Insurance

Request a Certificate of Insurance (COI) listing general liability (at least $1M) and workers' compensation. Contact the insurer directly to verify it's current and you're named as additional insured – don't trust just a verbal promise.**

2

Licensing

New Mexico requires roofers to hold a contractor's license from the Regulation & Licensing Department (RLD), like GB-98 for general building. Ask for the license number and verify online at rld.nm.gov/construction-industries or call (505) 476-4700. Confirm it's active and matches the business.

3

References

Get at least 3 recent references from jobs in Sandoval County or nearby. Call them yourself. Ask: Was work completed on time? Quality good? Any surprises with costs? Would they hire again?

Protection FAQs

Are roofing scams common in Cochiti Lake after storms?

Yes, heavy rains or winds bring opportunists. Protect yourself by avoiding door-to-door and verifying licenses first.

How do I verify a New Mexico roofer's license?

Go to rld.nm.gov, search by license number or business name. Call RLD at (505) 476-4700 if unsure. Ensure it's active.

What insurance should a roofer have?

General liability ($1M+), workers' comp, and possibly auto. Get COI and call insurer to confirm – you're safer as additional insured.

What's a normal deposit for a roof job?

10-30% max upfront. Rest in milestones like after tear-off or sheeting. Never full payment first.

Do I need permits for roofing in Sandoval County?

Yes, most re-roofs need county permits. Trustworthy pros handle this; verify at sandovalcountynm.gov.

How many quotes should I get?

At least 3 from licensed, local roofers. Compare apples-to-apples on materials and warranties.

What if work looks bad midway?

Stop payments, document with photos, contact RLD if licensed. Consider bonding claims or small claims court.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Cochiti Lake.

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