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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Union

Roofing scams often spike after storms in areas like Union, MO, preying on worried homeowners. Think of this as advice I'd give my own family: slow down, verify everything, and don't let pressure tactics win. Here's how to spot trouble and connect safely with pros who do it right.

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Common Residential & Commercial Roofing Scams in Union

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Out-of-area roofers flood in after bad weather, hype minor damage as urgent crisis, grab a fat deposit, then ghost or slap on cheap shingles.

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Bait-and-Switch

Quote super low for basic re-roof, then 'discover' surprise issues needing pricier upgrades or swap inferior materials.

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Phantom Crew

Pocket your money, send untrained subs for shoddy install, vanish when leaks start—no fixes, no warranty.

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Invoice Inflation

Pad bills with fake extras, unperformed work, or double-charge supplies; demand full pay before inspection.

How to Verify a Professional

1

Insurance

Request certificates for general liability ($1M+ minimum) and workers' compensation. Call the insurance provider directly using contact info from their official site—not the roofer's number—to confirm active coverage for your project size.

2

Licensing

Missouri doesn't require a statewide roofing contractor license, but local rules apply. Contact Union City Hall or Franklin County Clerk to check business licenses. Verify registration on the Missouri Secretary of State website (sos.mo.gov) using their legal name.

3

References

Ask for 3-5 recent jobs in Union or Franklin County. Call each one yourself: ask about work quality, timeliness, cleanup, and if they'd rehire. Check BBB and Google reviews for consistency.

Protection FAQs

Do roofers need a license in Union, MO?

No state license required in Missouri for roofing, but verify local business license at Union City Hall or Franklin County. Check sos.mo.gov for entity status.

How can I verify a roofer's insurance?

Get COI docs, then phone the insurer (find number independently) to confirm coverage amounts and expiration. Covers liability and workers' comp.

Is it normal to pay a deposit for roofing?

Yes, 10-20% max to cover materials. Never full upfront or in cash. Use check/credit tied to milestones.

What to do right after a storm damages my roof?

Tarp if needed, but hire locals for assessment—not door-knockers. Document damage for insurance first.

How do I spot fake online reviews?

Check for generic praise, all 5-stars post-storm, no photos. Cross-reference BBB, Angi, Google. Call references.

Should I get multiple roofing quotes in Union?

Absolutely—aim for 3 from screened locals. Compare apples-to-apples on scope, materials, warranties.

What warranties should a good roofer provide?

Manufacturer's on shingles (20-50 yrs), plus 5-10 yr labor warranty in writing. Ask about leak guarantees.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Union.

Licensed & insured professionals CALL NOW: 1-866-674-2070