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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Franklin

Roofing projects are significant investments, and unfortunately, scammers target homeowners and business owners in Franklin. Knowing the warning signs can protect you from losing money and getting substandard work. This guide helps you recognize red flags and understand what trustworthy roofing professionals do differently. We'll show you how to verify credentials and make informed decisions for your residential or commercial roofing needs.

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Common Residential & Commercial Roofing Scams in Franklin

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Contractors appear after storms claiming to be 'insurance specialists' who can help you get maximum insurance payouts. They often use high-pressure tactics and may even offer to handle your insurance claim directly.

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Material Switching

Contractors quote premium materials but install cheaper, inferior products. They may show you high-quality samples but use different materials on your actual roof.

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Deposit Disappearance

Contractors demand large deposits (often 50% or more) for 'materials' but then disappear or delay work indefinitely. Some may start minimal work to appear legitimate before vanishing.

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Permit Avoidance

Contractors suggest skipping permits to 'save you money' or 'speed up the process'. This leaves you liable for code violations and may void manufacturer warranties.

How to Verify a Professional

1

Insurance

Request certificates of liability insurance and workers' compensation coverage. Contact the insurance company directly to confirm the policy is current and adequate. Never accept verbal assurances about insurance coverage.

2

Licensing

Check with the Michigan Department of Licensing and Regulatory Affairs (LARA) to verify a roofer's license status. In Oakland County, roofing contractors must be properly licensed. Ask for their license number and verify it independently online or by phone.

3

References

Ask for recent references from projects in Franklin or nearby Oakland County communities. Contact these references and ask about work quality, communication, and whether the project stayed on budget. Visit completed projects if possible.

Protection FAQs

How much should I pay upfront for a roofing project?

Reputable roofers typically require 10-20% upfront for materials. Be wary of contractors demanding 50% or more before work begins. Consider using credit cards for deposits and paying in stages as work progresses.

What should I do if a roofer shows up unannounced after a storm?

Politely decline any immediate offers. Take their information if you're interested, but never sign anything on the spot. Contact your insurance company first, then get multiple estimates from established local roofers with verifiable credentials.

How can I verify a roofer's license in Michigan?

Check with the Michigan Department of Licensing and Regulatory Affairs (LARA). You can verify licenses online through their website or by calling their licensing division. Always get the license number from the contractor and verify it independently.

What insurance coverage should my roofer have?

Your roofer should carry both liability insurance (to cover property damage) and workers' compensation (to cover worker injuries). Request certificates of insurance and contact the insurance company directly to verify coverage is current and adequate.

Are permits required for roofing work in Franklin?

Yes, most roofing projects in Franklin require permits. Reputable contractors handle permitting as part of their service. Be suspicious of anyone who suggests skipping permits to save money or time - this can leave you liable for code violations.

What should a proper roofing contract include?

A complete contract should specify: exact materials (brand, grade, color), project timeline, payment schedule, warranty details, cleanup procedures, permit information, and procedures for handling unexpected issues or change orders. Never accept verbal agreements.

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Licensed & insured professionals CALL NOW: 1-866-674-2070