🛡️ Consumer Protection Guide

Avoid Roofing Scams in Street

Roofing projects can be a big investment, but scams targeting homeowners in Street are all too common, especially after storms. Don't let shady operators take advantage—spot the red flags, verify credentials, and connect with reliable pros to keep your home safe and secure. Think of this as advice from a friend who's seen it happen.

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Common Residential & Commercial Roofing Scams in Street

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Out-of-state 'storm chasers' arrive after bad weather, knock on doors offering cheap, fast roof repairs. They collect a big deposit, do shoddy work or nothing, then disappear.

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Deposit Disappearance

Contractor asks for a large cash deposit to 'buy materials,' then ghosts you or starts work and never finishes.

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Bait-and-Switch

Quotes a low price to win the job, then claims 'hidden damage' or material shortages requiring extra payments midway through.

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Substandard Materials

Promises high-quality shingles or underlayment but installs cheap, low-grade alternatives that fail quickly.

How to Verify a Professional

Insurance

Request a Certificate of Insurance (COI) for general liability (at least $1M coverage) and workers' compensation. Call the insurance provider listed on the COI to confirm it's current and valid—don't rely on the contractor's word alone.

Licensing

In Maryland, roofers must be registered with the Maryland Home Improvement Commission (MHIC) for jobs over $500. Always ask for their MHIC license number and verify it directly on the MHIC license lookup tool at dllr.maryland.gov/license/mhic/. Search by license number, business name, or contractor name to confirm it's active and in good standing.

References

Ask for at least 3 recent references from roofing jobs in Harford County or nearby. Contact them personally to ask about the quality of work, timeliness, cleanup, and whether they'd recommend the contractor again.

Protection FAQs

Are roofing contractors required to be licensed in Maryland?

Yes, for residential and most commercial jobs over $500, they need an MHIC license. Always verify on the state site to avoid unlicensed operators.

What's a normal deposit for a roofing job?

10-20% after a signed contract is standard. Never pay full amount or large sums upfront, especially in cash.

How do I know if their insurance is real?

Get a COI and call the insurer yourself. Legit pros won't hesitate.

What should I do after a storm in Street?

Document damage first, tarp if needed, but don't sign hasty contracts. Wait for licensed locals and file insurance claims properly.

Can I trust online reviews for roofers?

Check multiple sites like Google, BBB, and MHIC complaints. Look for consistent local feedback over flashy ads.

What if I suspect a scam—what next?

Stop payments, contact MHIC to file a complaint, and report to Harford County authorities or consumer protection. Consult a lawyer if out money.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Street.

Licensed & insured professionals CALL NOW: 1-866-674-2070