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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Severna Park

Hey, if you're getting your roof fixed in Severna Park, watch out for scammers who prey on folks after storms or when leaks start. They make big promises but leave you high and dry. Stick to these tips to keep your home safe and your wallet full.

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Common Residential & Commercial Roofing Scams in Severna Park

Be aware of these tactic used by unlicensed operators

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Storm Chaser

Out-of-town crews swarm after bad weather, offering 'urgent' cheap fixes. They take a big deposit, do shoddy work or vanish, leaving you with leaks and no recourse.

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Bait-and-Switch

Ultra-low bid to win the job, then 'discover' issues like rot or bad decking needing thousands more. You're locked in and pay up.

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Phantom Damage

Aggressively selling full roof replacement by exaggerating minor wear or inventing problems only they can 'fix' right now.

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Disappearing Act

Takes deposit for materials, starts work then ghosts you midway, uncontactable with fake address.

How to Verify a Professional

1

Insurance

Always request a certificate of insurance (COI) for general liability (at least $50K per occurrence) and workers' compensation. Call the insurance company directly using the contact on the certificate to verify coverage dates and limits—no relying on the contractor's word.

2

Licensing

Maryland requires roofing contractors to hold a valid MHIC (Maryland Home Improvement Commission) license for jobs over $500. Search the license number at the MHIC website (mhic.maryland.gov) or call 410-514-7840 to confirm it's active and in good standing.

3

References

Ask for 3-5 recent jobs in Severna Park or Anne Arundel County. Call each reference to ask: Was the work quality? On time? Any surprise costs? Would you hire them again?

Protection FAQs

Do roofers need a license in Severna Park, MD?

Yes, for residential or commercial roofing over $500, they must have a Maryland Home Improvement Commission (MHIC) license. Always verify it online or by phone.

Is it normal to pay upfront for roofing materials?

Small deposits (10-20%) are common, but never full payment. Tie payments to milestones like tear-off complete or shingles installed.

How can I spot fake insurance certificates?

Get the COI and call the listed insurer to confirm. Check expiration dates and minimum coverage ($300K liability recommended).

Should I trust door-to-door roofers?

Rarely—many are storm chasers. Stick to referrals, online leads from screened services, or local directories.

What warranties should a good roofer offer?

Material warranties (20-50 years), labor (5-10 years). Get everything in writing, transferable to future owners.

How do I report a roofing scam in Maryland?

Contact MHIC at 410-514-7840, Attorney General's Consumer Protection at 410-528-8662, or local Anne Arundel police non-emergency.

Can commercial roofing scams differ from residential?

Similar tactics, but commercials may push unnecessary 'upgrades' or skip permits. Always verify MHIC and commercial general contractor quals.

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