🛡️ Consumer Protection Guide

Avoid Residential & Commercial Roofing Scams in Kokomo

Roofing scams can strike fast in Kokomo, especially after storms damage homes and businesses. These opportunists prey on urgency with lowball bids and big promises, only to disappear with your money or leave shoddy work. Like I'm warning my own family: Spot the red flags, verify everything, and connect with screened local pros to stay safe.

Licensed & insured professionals CALL NOW: 1-866-674-2070

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Scam-Aware Tips

Common Residential & Commercial Roofing Scams in Kokomo

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Out-of-town crews swarm Kokomo post-storm, offer 'bargain' re-roofs, take hefty deposits, then botch the job or vanish.

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Upfront Payment Scams

Insist on big advance payments in cash or untraceable methods, then delay or disappear.

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Materials Bait-and-Switch

Quote premium shingles but install cheap, faulty ones that leak soon after.

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Exaggerated Damage Claims

Claim your roof needs full replacement due to 'hidden' issues, pushing unnecessary expense.

How to Verify a Professional

1

Insurance

Request a certificate of insurance (COI) for $1M+ liability and workers' comp. Call the insurer directly to confirm it's current and job-specific – don't rely on the roofer's word.

2

Licensing

Indiana does not require a state license for roofing. Verify business registration at the Indiana INBiz portal. Check with Kokomo Building Department (kokomo.in.gov/departments/community-development/building-division) for permit history and local compliance.

3

References

Ask for 3-5 recent Kokomo or Howard County clients. Call them to verify work quality, punctuality, cleanup, and if they'd rehire.

Protection FAQs

Do roofers need a license in Indiana?

No state license required. Check INBiz.in.gov for business filing and Kokomo Building Dept for permits.

Is upfront payment ever okay for roofing?

Only small deposits (10-20%). Legit pros tie payments to progress; never full upfront.

How do I confirm roofing insurance?

Get COI and call insurer to verify coverage, limits, and expiration. Add yourself as insured.

What makes a roofer trustworthy in Kokomo?

Local roots, written bids, credentials, local refs, permits, and clear warranties.

Should I always get multiple roofing quotes?

Yes, 3+ from locals to ensure fair pricing and spot lowball scams.

What if roofing work lacks permits?

Big risk: Voids warranties/insurance. Verify permits at kokomo.in.gov/building.

How to report a suspected roofing scam?

Call Kokomo PD non-emergency, file with IN Attorney General (indianaconsumer.com), or FTC.gov.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Kokomo.

Licensed & insured professionals CALL NOW: 1-866-674-2070