πŸ›‘οΈ Consumer Protection Guide

Avoid Roofing Scams in Navarre

Roofing scams are common in Florida, especially after storms hit Navarre. Think of this as advice I'd give my own family: spot the red flags early, verify credentials, and choose pros who make safety easy. Stay protected without the worryβ€”here's what you need to know.

Licensed & insured professionals CALL NOW: 1-866-674-2070

βœ“ Verify contractors β€’ βœ“ Spot red flags β€’ βœ“ Avoid common schemes

βœ“ Licensed & Insured Pros
βœ“ Scam-Aware Screening
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βœ“ Scam-Aware Tips

Common Residential & Commercial Roofing Scams in Navarre

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Out-of-state crews arrive after hurricanes, claim severe damage, collect a big deposit, start shoddy work or vanish entirely.

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Bait-and-Switch

Quote a low price to win the job, then 'discover' issues onsite to inflate costs dramatically mid-project.

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Unlicensed Contractor

Handymen or unlicensed operators offer cheap fixes that fail quickly, voiding insurance claims and leaving legal headaches.

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Insurance Fraud Pitch

Promise a 'free roof' by filing inflated claims with your insurer, risking your policy cancellation.

How to Verify a Professional

1

Insurance

Request a Certificate of Insurance for general liability (at least $1M) and workers' compensation. Call the listed insurance provider to verify it's current and adequate for the job.

2

Licensing

Search the Florida DBPR website at myfloridalicense.com. Roofing contractors must have an active Certified Roofing Contractor (CCC) license for full roof replacements. Confirm the license matches the business name and covers residential or commercial work.

3

References

Ask for 3-5 recent clients in Navarre or Santa Rosa County. Contact them directly to discuss work quality, timeline, cleanup, and overall satisfaction.

Protection FAQs

How do I check if a roofer is licensed in Florida?

Go to myfloridalicense.com, select 'Verify a License,' enter name or number. Ensure it's a Certified Roofing Contractor (CCC) and active.

What insurance should a Navarre roofer have?

General liability ($1M+), workers' comp for employees. Get the cert and call the insurer to confirm.

Is it normal to pay a deposit for roofing?

Yes, 10-20% is standard to secure materials. Never pay full amount before work starts.

What to do after storm damage in Navarre?

Tarp temporarily if needed, notify insurance, get 2-3 licensed inspections. Avoid door-knockers.

How can I verify references?

Request recent local jobs, call clients, ask about quality, timeliness, and if they'd rehire.

What if I spot a scam?

Don't pay, report to Santa Rosa Building Dept, DBPR, and Attorney General. File police report if deposit lost.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Navarre.

Licensed & insured professionals CALL NOW: 1-866-674-2070