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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Half Moon Bay

Roofing scams can leave your Half Moon Bay home exposed and your wallet empty. Spot red flags early, verify credentials, and choose wisely to protect your investment. Trustworthy roofers make it easy – here's your guide.

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Common Residential & Commercial Roofing Scams in Half Moon Bay

Be aware of these tactic used by unlicensed operators

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Storm Chaser

Out-of-town crews swarm after weather events, promise quick cheap fixes, take big deposits, then vanish or do shoddy work.

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Upfront Payment Scam

Insist on 50%+ cash upfront for 'materials', then disappear. Often no receipt.

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Bait-and-Switch Materials

Quote low for premium shingles, deliver cheap ones, or remove good ones claiming damage.

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Unlicensed Subcontractors

Licensed 'boss' sends unlicensed crews, leading to poor work and liability risks.

How to Verify a Professional

1

Insurance

Request certificates for general liability ($1M+) and workers' comp. Call the insurance company to confirm it's current and you're listed as additional insured.

2

Licensing

California requires a C-39 Roofing Contractor license from the CSLB. Verify at cslb.ca.gov: search by license #, name, or business. Check active status, bond, and complaints.

3

References

Ask for 3+ recent San Mateo County jobs. Call references to confirm quality work, on-time completion, and no liens.

Protection FAQs

Do roofers need a license in California?

Yes, for any job over $500, they need a C-39 Roofing license from CSLB. Unlicensed is illegal – fines up to $15K.

How do I verify a roofer's license?

Go to cslb.ca.gov, search license # or name. Ensure active, bonded, and check complaint history.

What insurance does a roofer need?

General liability ($1M min) and workers' comp. Get certs, call insurer to verify – protects you from accidents.

Is upfront payment ever okay?

Small deposit (10-20%) yes, but never full or half upfront. Structure payments by progress.

What to do after a storm in Half Moon Bay?

Tarp temporary fixes yourself or hire licensed for inspection. Avoid unsolicited door-knockers.

How to report a roofing scam?

File with CSLB online, San Mateo County District Attorney, or local police. Keep all docs.

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